Simera Professional Key (SPK)

Ricardo Esteban A

Chile

Senior ALM Analyst

$ 4,200/month

10+ yrs exp

Industrial Civil Engineer, with 9 years of experience with mix of expertise on automation, data science, machine learning and AI, finance and economics. On one hand, I have deep knowledge about financial markets, specializing in banking industry matters related to valuation, strategies, modeling, forecasting, investments, market dynamics, financial risk management, liquidity, and the associated regulations, as well as central bank issues related to benchmarks, risk metrics, portfolio performan…

Skills

  • Adaptability
  • HR Management
  • IT Management
  • Java
  • Machine Learning
  • Management
  • Python
  • R
  • Risk Management
  • Sales Management
  • SAS
  • SQL
  • Stress Management
  • Talent Management
  • Team Management
  • Time Management
  • SPSS
  • 2d Modeling
  • 3D Modeling
  • Ad Management
  • ATS Management
  • Bloomberg
  • C Programming
  • CRM Management
  • Machine Learning/ML
  • MS Office
  • Oracle
  • Phyton
  • Power BI
  • PR Management
  • Programming
  • Reporting
  • Retail Management
  • SASS
  • Snowflake
  • Task Management
  • Crisis Management
  • Python/R
  • Bid Management
  • R Programming
  • Managment
  • PowerBI
  • Office Management
  • Modeling
  • Client Management
  • Python3
  • Press management
  • hr metrics
  • Adaptabilid
  • Time managment
  • PLC Programming
  • CNC Programming
  • Time Management,
  • elearning
  • Time mangament
  • Mahcine Learning
  • Risk Management.
  • Time-Management
  • machine learning
  • Bizagi
  • Paython
  • adaptabilité
  • Adaptability.
  • Java.
  • Pressure Management
  • adaptabilty
  • Adaptabiity
  • Risk/Change Management
  • adpatability
  • Sales Managment
  • System Management
  • ERP Management
  • P&L Management
  • 9. Time Management
  • management
  • MSQL
  • B2B Management
  • Adabiility
  • Adaptabilility
  • DNS Management
  • KPI Management
  • WordPress Management
  • Financial Routines
  • SLA Management
  • HOA Management
  • Strategy Management
  • Colab
  • Hugging Face
  • Tme Management
  • Risk
  • UAT Management

Ricardo Esteban A

Chile

Senior ALM Analyst

$ 4,200 /month

10+ yrs exp

How you use AI

Industrial Civil Engineer, with 9 years of experience with mix of expertise on automation, data science, machine learning and AI, finance and economics. On one hand, I have deep knowledge about financial markets, specializing in banking industry matters related to valuation, strategies, modeling, forecasting, investments, market dynamics, financial risk management, liquidity, and the associated regulations, as well as central bank issues related to benchmarks, risk metrics, portfolio performan…

Skills

  • Adaptability
  • HR Management
  • IT Management
  • Java
  • Machine Learning
  • Management
  • Python
  • R
  • Risk Management
  • Sales Management
  • SAS
  • SQL
  • Stress Management
  • Talent Management
  • Team Management
  • Time Management
  • SPSS
  • 2d Modeling
  • 3D Modeling
  • Ad Management
  • ATS Management
  • Bloomberg
  • C Programming
  • CRM Management
  • Machine Learning/ML
  • MS Office
  • Oracle
  • Phyton
  • Power BI
  • PR Management
  • Programming
  • Reporting
  • Retail Management
  • SASS
  • Snowflake
  • Task Management
  • Crisis Management
  • Python/R
  • Bid Management
  • R Programming
  • Managment
  • PowerBI
  • Office Management
  • Modeling
  • Client Management
  • Python3
  • Press management
  • hr metrics
  • Adaptabilid
  • Time managment
  • PLC Programming
  • CNC Programming
  • Time Management,
  • elearning
  • Time mangament
  • Mahcine Learning
  • Risk Management.
  • Time-Management
  • machine learning
  • Bizagi
  • Paython
  • adaptabilité
  • Adaptability.
  • Java.
  • Pressure Management
  • adaptabilty
  • Adaptabiity
  • Risk/Change Management
  • adpatability
  • Sales Managment
  • System Management
  • ERP Management
  • P&L Management
  • 9. Time Management
  • management
  • MSQL
  • B2B Management
  • Adabiility
  • Adaptabilility
  • DNS Management
  • KPI Management
  • WordPress Management
  • Financial Routines
  • SLA Management
  • HOA Management
  • Strategy Management
  • Colab
  • Hugging Face
  • Tme Management
  • Risk
  • UAT Management

Senior ALM Analyst

Coopeuch
September 2024 - present

Task automation using programming languages like Python, R, Colab and databases like SQL Server. This improved the performance of daily process of ETL and reporting. Forecast of different balance sheet products by using econometric models and reduction models. This improved the way to make forecast of the full revenue of the company and also, the Finance unit. Daily reporting and forecast of Financial Risk and Results. This improved the financial revenue in 2 consecutive years. ALCO and on demand presentations. Risk Financial, Balance Sheet, Result and Rating ratios forecast. This was a first time construction of this kind of metrics for the finance unit, which involved built all from scratch. Creation of different Star Models for different purpose of the business. Daily reporting of strategies, financial forecast and risk financial metrics. This improved the financial management and also, improved the speed of business decision due to allow relevant information for stakeholders.

Head of Engineering and Financial Processes

Coopeuch
August 2023 - September 2024

Financial Risk metrics modeling and forecast. This allowed help the finance unit to improve the regulatory requirements. Update of financial risk models to Basel III. This improved the financial management and allowed to get closer to banking standards. ALCO and on demand presentations. Yield curve modeling with CSA adjustments. This allowed to update the methodologies to most recent market standards. Financial models (e.g. Vasicek, VaR), which improved financial risk management. Employees recruitment for the Financial Risk Unit. Task automation using programming languages and database servers. This allowed to stay ahead on the most recent technologies and improved performance of process of ETL and reporting. Stability models for loans with focus in improve revenue using behavior analysis.

Senior Financial Risk Analyst

Central Bank of Chile
February 2023 - July 2023

Implementation of dimensional reduction models to simplify analysis of composition of sovereign funds and international reserves. This boosted the financial reserves/fund financial management. VaR modeling. This improved financial management identifying tail loss scenarios. Creation of several STAR models for different purposes, which improved reporting performance on ETL and reporting. Daily automated reporting. This improved reporting performance in speed and accuracy of metrics. Monthly and on demand presentations. Financial Risk metrics modeling and forecast. This improved the variety of metrics available.

Senior Financial and Economic Professional

Central Bank of Chile
September 2020 - January 2023

Product system maintenance and implementations, improving performance on data processing. Projects for the International Reserves and Sovereign Funds, improving accuracy on analysis. Product system maintenance implementations, improving data management and analysis. Daily automated Reporting, improving reporting performance. Investment strategy reporting, improving revenue management by forecasting analysis. Research, Modeling and forecast of Financial Risk metrics, Benchmarks, and returns of investment portfolios of Central Bank.

Senior Financial Risk Analyst

Coopeuch
March 2017 - September 2020

Product system migration, configuration and maintenance. This improved daily valuation by defining a clear step by step process. Yield curve construction from scratch for forwards, swaps, bonds. Forecast and modeling via Bootstrapping, Nelson-Siegel Svensson. Derivatives valuations adjustments like CVA, which improved measured impacts on balance of hedge accounting strategies. Model development for diverse financial products, improving financial accuracy on valuation. Financial risk metrics modeling, forecast and reporting, which improved financial risk management in short term. Automation of tasks using diverse tools like Python, SQL Server, Power BI, R, which makes improvements in performance of ETL and reporting tasks. ALCO and on demand presentations. Creation of STAR models from scratch, improving reporting performance and daily process of ETL of large volumes of market transactions and balance sheet information.

Financial Risk Trainee

Coopeuch
January 2017 - March 2017

Market Analysis Trainee

Porsche Chile SpA
January 2016 - May 2016

Teaching Assistant

Universidad de Santiago de Chile
March 2013 - December 2016

Teaching Assistant

Universidad Nacional Andrés Bello
June 2012 - December 2016

Smart Scores

Communication
80
Role Fit
95
Adaptability
90
Problem-solving
90

Smart Skills

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